Payday loans in a simple 3 step process!
Payday loans
in a simple 3 step process!
We can deposit up to £600 in your bank account today!
How much cash do you want to borrow?
If you would like to borrow £75.00 then the amount due on your pay day will be £100.00
- £75.00
- £25.00
- £100.00
The simple online service offering £75 to £600 to anyone running low on cash.
Apply for one of our payday loans today. Apply online by completing the small form below and get the money transferred into your account today!
3 easy steps to get cash fast!
What is a Payday Loan?
A payday loan or cash advance, is a short-term, small-principal loan used by people just like you for urgent money needs. Typically ranging from £75, £600 our loans are funded directly into your current account and the loan amount plus finance charge are due on your next payday.
Applying for a loan?
Step 1: Complete our online application form.
Step 2: If your loan is approved we will send you full details of our terms and conditions to review, to proceed you will be asked to sign an electronic agreement.
Step 3: We send the loan to your chosen bank account same day.*
*When you apply for a loan with us you have the option to select faster payment, so the funds we transfer to you when your loan is approved will be available in your bank account quicker. This service incurs a bank charge at a cost of £15. If you request we will pay the bank charges and take this off your loan amount. Standard payments will clear in your account within 2 working days. The Sort Code Checker is an online resource that lets you check that the sort code you are sending a payment to can receive Faster Payments. Visit www.paymentscouncil.org.uk/resources_and_publications/sort_code_checker/ to see if you can take advantage of Faster Payments.
Can I Extend my Loan?
Extensions, also known as Rollovers or Renewals are not automatically granted. We will consider your extension request based on the information you provide and your current financial situation. When extending a loan, the interest charge for the original loan must be paid on the original due date. Your loan principal will then be deferred until your following pay date along with an additional interest charge. However, we suggest you pay as much of your principal as possible on your original due date to reduce further charges. For more information please contact our Customer Support Team on 0208 045 1373.
Implication of Non-Payment
We understand that sometimes due to unforeseen circumstances your financial situation may change. If you are having problems making your repayment with us please contact our Customer Support Team on 0208 045 1373 so we can advise you of your repayment options.
If our collection attempt is declined by your bank on your selected repayment date, we will do our best to contact you on that day. We will try and resolve the situation with you, but if we haven't received full repayment by 5pm, we will charge you a £25 missed payment administration fee. We may charge you default interest on any overdue payment at the rate set out in your agreement until payment is received by us.
For more information on non-payment please see FAQ’s Page and Our Charges Page. Non repayment by you will result in Payday First reporting to the Credit Reference Agencies which may have a negative impact on your credit score.
As part of the collection process and in line with the terms of your loan agreement we reserve the right to utilise the Continuous Payment Authority to continue to attempt payment from your card while your loan is outstanding.